Fees and Limits

Fees configuration

Rialto takes a % fee on each trade, to be negotiated directly with your Account Manager, Client accounts in Rialto do not come with fees configurations set in advance. Transaction volumes are converted to US Dollars for calculations, to have a similar basis for all transactions setups.

The fees parameters supported by Rialto at the moment at the following:

• Fee kind:

  • Flat fee: flat % of any transaction regardless of the amount.

  • Monthly Volume fee: fee % depends on monthly volume, volume tiers can be configured to fit clients needs. Note that fee tiers calculations are progressive. Example : 0-100k$/month : 2%, 100k$+/month : 1%. A 300k$ transaction from a blank month will have a fee of 1.33%, since 100k$ will pay 2% fee, and the 200k$ rest will pay 1% fee.

  • Daily Volume fee: same principle as the latter, but volumes are computed daily.

• Fee source and destination groups:

  • Fees configuration are related to source and destination groups of currencies or assets. Please find the groups below:

    • Blockchain Assets:

      • USD Stablecoins : USDC, USDT, DAI

      • EUR Stablecoins : EURC

      • Non Stablecoins : BTC, ETH etc.

    • Fiat Currencies:

      • US Dollar : USD only

      • G10 Currencies Excluding USD : EUR, GBP, AUD, CAD, CHF, SEK, JPY, NOK, NZD

      • Non G10 Currencies : all other fiat currencies supported by Rialto

Please note that fees configurations are exclusive, meaning that for example if a fee is set for the onramps USD to USD Stablecoins, the opposite offramp transaction won't have a fee preset.

Transaction Limit configuration

As a regulated entity, Rialto has to ensure that each transaction processed complies with its AML policy. For that reason, compliance checks have to be led on each request.

To shorten this process as much as possible, Rialto offers the possibility for clients to have a Transaction Limit set. Setting up a Transaction Limit allows the Client to have a pre approved amount of transaction for the month, which will make the overall transaction process shorter.

Transaction Limits have to be set by Rialto Compliance team after reviewing justification documentation.

Standard Transaction vs. Simplified Transactions

Preset fees and Transaction Limits configuration allow users to drastically accelerate the transaction process if they are set properly.

When fees and limits are not configured, the Client goes through a Standard Transaction process. The process is as follows:

• Client requests a transaction

• Rialto team does compliance checks

• Rialto team sets the fee level for the transaction

• Client can initiate the transaction by sending the funds and receive the proceeds of the transaction

When fees AND limits are set, the Client goes through a Simplified Transaction process, which goes as follows:

• Client requests a transaction : AML checks are pre made, and fees can be estimated on the fly

• Client can initiate the transaction by sending the funds and receive the proceeds of the transaction. Fees are definitively fixed and applied at the transaction initiation time.

Please contact Rialto support to have your Fees and Limits configured.

Note that at the moment, only Simplified Transaction are supported by Rialto's API.